At Elite Mortgage Advisors, we believe that everyone deserves a shot at homeownership—especially those working hard to make it happen. That’s why we love helping first-time and lower-to-moderate income buyers take advantage of two incredible loan options: Fannie Mae’s HomeReady and Freddie Mac’s Home Possible.
These conventional mortgage programs were designed to break down barriers to homeownership—and at Elite Mortgage Advisors, we know how to use them to your full advantage.
Both programs offer:
Just 3% down (yes, you read that right!)
Reduced mortgage insurance costs
Flexible income sources, including co-borrowers who don’t live in the home
Homeownership education that empowers you, not overwhelms you
But here’s where Elite Mortgage Advisors steps in to make a real difference.
We’re not your average mortgage broker. We don’t just check boxes—we strategize, guide, and tailor every loan to meet your exact needs. Our team understands these programs inside and out and knows how to get creative so you qualify and close with confidence.
We’ll help you:
✅ Use boarder or roommate income when eligible
✅ Combine programs for max savings
✅ Navigate credit challenges and income limits
✅ Close fast with top-tier communication and service
First-time buyers
Renters ready to build wealth
Buyers with moderate income
Multi-generational households
Anyone looking for a low down payment and great rates
Whether you’re buying your first home or just need a little extra boost to qualify, HomeReady and Home Possible can open doors. And with Elite Mortgage Advisors in your corner, we’ll make sure those doors swing wide open.
📲 Let’s talk and see if one of these programs is right for you!